Privacy Policy

Our Commitment to Your Privacy

At Cumberland & Co. LLC, safeguarding your confidential information is fundamental to our professional values and business operations. This Privacy Policy outlines how we gather, utilize, protect, and manage the personal and financial information you entrust to us. We recognize that maintaining your confidence requires transparency about our data practices and unwavering dedication to security.

 

As a professional services firm, we adhere to stringent ethical standards and regulatory requirements that mandate the protection of client confidentiality. This policy reflects both our legal obligations and our commitment to exceeding industry standards in data protection.

 

Accessing or using this website you agree to be bound by this Privacy Policy. If you disagree, in whole or in part, with this poolicy you do not have permission to use or access this website.

 

Information We Collect

In the course of providing our professional services, we collect various categories of information necessary to serve your needs effectively:

Personal Identification Information

  • Full legal names, contact details, and identification numbers

  • Social Security Numbers, Individual Taxpayer Identification Numbers, Employer Identification Numbers, and tax identifiers

  • Date of birth, citizenship status, and residency information

  • Professional affiliations and employment history

Financial Information

  • Banking details, account numbers, and financial statements

  • Income records, investment holdings, and asset valuations

  • Transaction histories and payment information

  • Credit reports and creditworthiness assessments

Business Information

  • Corporate structures, ownership details, and organizational documents

  • Business financial records and operational data

  • Contracts, agreements, and legal documentation

  • Strategic planning materials and proprietary business information

     

We obtain this information directly from you, through authorized representatives, from government agencies, financial institutions, and other third parties as necessary to fulfill our professional obligations.

 

How We Use Your Information

Cumberland & Co. LLC utilizes the information collected exclusively for legitimate business purposes, including:

  • Delivering the professional services you have engaged us to perform

  • Fulfilling compliance obligations under applicable laws and regulations

  • Preparing accurate financial statements, tax returns, and regulatory filings

  • Providing consulting advice and strategic recommendations

  • Maintaining effective communication regarding your account and services

  • Improving our service quality and operational efficiency

  • Meeting professional standards and internal quality control requirements

  •  

    Direct Marketing purposes

Information Security and Protection

We implement comprehensive safeguards designed to protect your information against unauthorized access, alteration, disclosure, or destruction:

Physical Security Measures

  • Restricted access to facilities with controlled entry systems

  • Secure storage of physical documents in locked filing systems

  • Documented protocols for document handling and disposal

Electronic Security Measures

  • Advanced encryption technology for data transmission and storage

  • Multi-factor authentication systems for system access

  • Regular security assessments and vulnerability testing

  • Firewall protection and intrusion detection systems

  • Secure, encrypted communication platforms for client interactions

Administrative Safeguards

  • Comprehensive staff training on confidentiality and data protection

  • Strict internal policies governing information access and handling

  • Regular audits of our security procedures and compliance

  • Incident response plans for addressing potential security breaches

 

 

Data Processing Across Borders

Your personal data may be sent to and processed within the United States. As a result, information about you could be handled in a location different from where you live, and governmental authorities—including those responsible for law enforcement and national security—in that jurisdiction may be able to access it. To protect your data during these international transfers, we implement approved contractual protections, supplementary security measures, and rely on recognized legal frameworks for cross-border data flows.

Information Sharing and Disclosure

Cumberland & Co. LLC maintains strict confidentiality standards. We do not sell, rent, or trade your personal information. We may disclose information only in the following circumstances:

With Your Consent

When you explicitly authorize us to share information with specified third parties for particular purposes.

Service Providers and Professional Consultants

We may engage trusted third-party service providers who assist in delivering our services, such as technology vendors, document processing services, or specialized consultants. These entities are bound by confidentiality agreements and may access information only as necessary to perform their designated functions.

Legal and Regulatory Requirements

We may disclose information when required by law, regulation, court order, or government authority. This includes compliance with subpoenas, tax authorities, regulatory agencies, and law enforcement requests.

Professional Review and Quality Control

In limited circumstances, we may share information for peer review, quality assurance programs, or professional liability insurance purposes, always maintaining appropriate confidentiality protections.

Data Retention

We retain your information for periods required by professional standards, regulatory obligations, and business necessity. Generally, we maintain client records for a minimum period as mandated by applicable professional guidelines and legal requirements, typically ranging from five to seven years following the conclusion of our engagement.

Upon expiration of the required retention period, we securely destroy records using methods that prevent unauthorized access or reconstruction of the information.

 

Website and Digital Technologies

When you visit our website or use our digital platforms, we may collect certain technical information through cookies and similar technologies. This information helps us improve user experience, analyze website traffic, and enhance our digital services.

You can control cookie preferences through your browser settings, though disabling certain cookies may limit functionality of our digital platforms. Our website may contain links to external sites; we are not responsible for the privacy practices of these third-party websites.

 

 

Google Analytics Opt-Out

This website uses Google Analytics, a web analytics service provided by Google, Inc. ("Google"). Google Analytics uses cookies to help us analyze how visitors use our site.

You can prevent Google Analytics from recognizing you on return visits to this site by disabling cookies in your browser. Alternatively, you can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

 

Opt-out link: https://tools.google.com/dlpage/gaoptout

 

This browser add-on instructs the Google Analytics JavaScript (ga.js, analytics.js, and dc.js) not to send information to Google Analytics. However, the opt-out add-on does not prevent information from being sent to the website itself or to other web analytics services.

 

Updates to This Policy

Cumberland & Co. LLC reserves the right to modify this Privacy Policy as necessary to reflect changes in our practices, technology, legal requirements, or business operations. We will notify clients of material changes through appropriate communication channels. The effective date at the top of this policy indicates when it was last revised.

We encourage you to review this policy periodically to stay informed about how we protect your information.

 

 

Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our information practices, please contact us:

 

Cumberland & Co. LLC

 

Email: [email protected]

Phone: (813) 785-0972

 

We are committed to addressing your privacy concerns promptly and thoroughly.

 

Last Updated: January 2026